A budget nobody updates
A plan built once in January stops matching reality as the year moves.
BUDGETING · TAX SET-ASIDES
Budget how you spend.Save for the tax.
We turn your bookkeeping into a budget that matches how your business really spends, with tax set-asides built in and reviewed against actual results every month.
Built fromyour actual books
Monthlybudget to actual review
Tax set-asidesbuilt into the plan
Sound familiar?
Budgets break by month two.Tax bills break the cash.
Books behind, budget blind
Without current books, there is nothing real to compare the budget against.
No line for taxes
Quarterly estimates and year-end tax arrive as surprises when the budget leaves them out.
What’s included
Numbers you use.
The same office prepares your returns, payroll and sales tax, so the work is built for the filings that come after it.
Clean books foundation
We start from your actual books, or catch them up first.
Cash or accrual, matched
The budget follows when money actually moves, the same way your books do.
Tax set-asides and estimates
Quarterly estimates and year-end tax planning built into the monthly plan.
Hiring and capacity scenarios
Test payroll and cash flow before you add people or take on more work.
Living spreadsheet
A budget in a spreadsheet or your accounting software, easy to update.
Monthly budget to actual
We compare results to plan, explain variances and adjust estimates when income changes.
Pricing
Priced up front.Known before you start.
Budget work is quoted after a short call, and bookkeeping tiers are in the cost calculator.
Want the full picture?
Combine services and see a monthly and first-year total.
How it works
From first call to done.
- Step 1Books brought currentWe confirm your books are up to date, or catch them up first.
- Step 2Budget builtLine items set from how you actually spend, with tax set-asides.
- Step 3Monthly comparisonActual results compared to plan, with variances explained.
- Step 4Estimates adjustedWhen income changes, we update your estimated tax payments.
The Ozfield difference
Books, budget, taxes.One team keeps all three.
Most people use one company for taxes, another for books and a third for insurance. With Ozfield, one team sees it all, so nothing gets lost between offices.
Very professional, knowledgeable, and prompt accounting solutions. Their expertise shines crystal clear within the minute you meet the team.
FAQs
Good questions.
Something else on your mind? Call 773-536-9272 and our office will walk you through it.
Do I need clean books before budgeting?
Yes. A budget is only as good as the numbers behind it. If your books are behind, we catch them up first.
Should my budget be cash or accrual?
It should match how your books are kept. Most of the small businesses we serve are on cash basis, so the budget follows when money actually comes in and goes out.
How do taxes fit into the budget?
We add a monthly set-aside for estimated taxes and adjust it when income changes. For most owners, federal estimates are due April 15, June 15, September 15 and January 15.
What tool do you use for the budget?
A living spreadsheet or the budget tools in your accounting software, whichever is easier for you to keep updated.
Build a budget you will use.
Book a short call and we will review your books and set up your first budget.