Every job needs a certificate, every sub needs a 1099 and every bid needs real costs. We keep all three ready.
General contractors, remodelers and specialty trades work with our office for job costing, subcontractor compliance, certified payroll, and general liability, workers compensation and commercial auto.
Reviewed by Orkun Ozkaymak, CPA, MBA·Clients in all 50 states and abroad
Construction runs project by project. Owners want certificates before you start, subcontractors need W-9s and 1099s, and insurance premiums are audited against your payroll and sub costs every year.
Our office handles the accounting and the coverage together. The payroll we run is the payroll your workers compensation audit sees, and the certificates you need come from the same office.
Where contractors save the most time and money.
General contractors and property owners require certificates of insurance, often with additional insured wording, before you can start.
How we helpOur agency issues certificates quickly and keeps your limits and endorsements matched to your contracts.
If a sub has no workers compensation or liability coverage, your auditor can charge you for their payroll.
How we helpWe collect W-9s and certificates from every sub before payment and file 1099-NEC forms each January.
Workers compensation and general liability premiums are adjusted after the policy year based on payroll, class codes and sub costs.
How we helpWe keep payroll by class code and records ready, so audits are quick and fair.
Without job costing, it is hard to know which jobs made money and how to bid the next one.
How we helpWe set up QuickBooks with projects so every hour, material and sub cost lands on the right job.
Tax, accounting and insurance under one roof, so the numbers on your return, your books and your policies all agree.
The recurring deadlines contractors face most often. We track them for you and send reminders before anything is due.
Dates shown are for calendar-year filers. When a due date falls on a weekend or holiday, it moves to the next business day.
Your QuickBooks tracks every project, so you can compare bid to actual and price the next job with confidence.
Our office sets up QuickBooks Online with a chart of accounts designed for your industry and your entity type, mapped line by line to your tax return. Your books are ready for filing season all year.
Yes, for unincorporated subs you paid $600 or more in the year for services, due January 31. Collect a W-9 before the first payment so you have what you need.
Premiums are based on actual payroll by class code, and uninsured subs are often added as your payroll. Good records and collecting sub certificates keep audits fair.
Our agency can usually issue standard certificates the same business day. Special wording may need the carrier's approval.
Request an insurance quote, or start your company with our office. Prefer to talk first? Book a time, virtual or in person.